Senior Underwriting Credit Analyst

Job Category: Accounting/Finance

Duration: 06 Months

Date:  05-16-2023

Salary: $37/hour on W2

Job Description:

Shift timing – (Monday -Friday  -9am-6pm)

Temp to perm for right candidate.

The senior credit analyst performs various functions which are primarily concerned with analyzing the credit worthiness of customers or prospects by conducting in-depth financial analysis to determine the risk involved in extending business to business credit.

Position Requirements:

• Any equivalent combination of education, training and/or experience that fulfills the requirements of the position will be considered.

Qualifications:

• Comprehensive knowledge Financial Statement Analysis (Balance Sheet/Income Statement/Cash Flow Statement)
• Solid Understanding of Risk Metrics and Financial Ratios
• Understanding of Securitization Documents (UCCs/Letters of Credit/Notes)
• Knowledge of JDE/SAP and AS400 preferred
• Experience with various credit reporting agencies (D&B/Thomson Reuters)
• Active participant in industry groups NACM/CRF/CMA
• Strong verbal, written and presentation skills
• Microsoft Office Suite proficiencies: Word, Excel, PowerPoint
• Ability to work in team/cross functional environment
• Demonstrate effective customer service skills

Education/Certification/Experience:

• Bachelor’s degree required.
• Minimum of 3 years of experience underwriting credit in a business to business environment

Travel Requirements

• May be required to visit customers domestically as required to support business needs Preferred:

Responsibilities:

All areas of responsibility listed below are essential to the satisfactory performance of this position by any incumbents with reasonable accommodation if necessary. Any non-essential functions are assumed to be included in other related duties or assignments.

• Responsible for evaluating current and potential customer creditworthiness.
• Responsible for requesting, gathering and analyzing information that help justify credit limit decisions.
• Assist with order release and work with customers to obtain payment for order release.
• Will be responsible to process credit applications, assist with new customer setup and ensuring that affiliated accounts are setup properly.
• Make credit recommendations to management in the event that credit limit requirements exceed delegation of authority

Shift: Day